The Standard Chartered Bank Smart Account is essentially a personal savings account. Among the various savings accounts currently offered by Standard Chartered Bank, the Smart Account is the only one that can be opened and maintained with the Zero initial deposit and free of cost. Smart account provides hassle free cashless lifestyle which allows banking needs without visiting the branches. To open other types of accounts at Standard Chartered Bank, an amount of 100,000 or 500,000 BDT is required depending on the account type. However, a Smart Account can be operated with a zero balance.
Advantage of SCB Smart Account:
·
Enhance
your banking experience with our online banking and client center services from
anywhere around the world.
·
A
Debit Card will be provided to take care of all your transactional needs with
zero debit card fee.
·
Monthly
Interest Paying facility on any Balance.
·
Auto
Bill Payment facility.
·
Standing
Instruction (SI) facility.
·
Online
Banking with SC Mobile App.
·
SMS
Alert Service.
· E-Statement Service.
Disadvantage of SCB Smart Account:
·
Counter
Transaction not allowed.
· Now Cheque book facility.
Fees & Charges of SCB Smart Account:
·
Account
Opening: Free of Cost
·
Account
Maintenance: Free of Cost
·
SMS
Alert: Free of Cost
·
Internet
Banking: Free of Cost
·
Debit
Card: Free of Cost
·
Excise
Duties: As per Rolls of NBR
Caution: These charges and fees are subject to change at any time.
Eligibility & Documents for SCB Smartt Account:
·
Age
18 years old and above
· Clint must be Bangladeshi citizens
Mandatory documents:
·
Copy
of valid Photo ID for Applicant & Nominee (such as Passport/National
ID/Driving License, etc.)
·
Photograph
of the applicant
·
Photograph
of the nominee duly attested by the applicant
·
Copy
of latest e-TIN Certificate
· Resident address verification document (e.g. Utility Bill, etc.)
For Salaried Person:
·
Proof
of Income document (e.g. Letter of Introduction/ Appointment letter/ Salary
Certificate/ Bank Statement reflecting salary, etc.)
· Proof of occupation document (e.g. Employment contract / Business Card/ employee photo ID, etc.)
For Self-employed
·
Proof
of Income document (e.g. Bank Statement/ Companies Audited Financial report/
Tax Return Acknowledgment Receipt with monetary indication, etc.)
· Proof of occupation document (e.g. Trade License/ Partnership deed/ Certificate of incorporation/ Memorandum of Articles/ BMDC /BEI Registration /Bar license/Chartered Accountant license as appropriate)
SCB Smart Account Opening Procedures:
The account can be opened at any branch of Standard Chartered
Bank with the mentioned documents. At the time of opening the account, the
original copies of the relevant documents must be shown to the branch
personnel. Nominee information must be correctly provided, such as a photocopy
of the nominee's national ID card and one passport-sized color photograph.
If everything is in order, it will take about five to seven
working days to create the account. Once the account is ready, the customer
will receive the temporary user ID and password for online banking via SMS and
email. The customer can set their user ID and password and immediately start
enjoying all the services.
The debit card for this account will be sent via courier to the address specified by the customer, which can be their office address, permanent address, or present address.
For more detailed information and advice, please call the Standard Chartered Bangladesh Contact Center. The contact number for Standard Chartered Bangladesh's Contact Center is 16233 from Bangladesh and +8808332272 or +88009666777111 from abroad.
Above
all, you can avail this service from Standard Chartered Bank according to your
convenience and needs. Before opening the account, make sure to thoroughly
compare it with your desired requirements.
Source: Standard Chartered Bangladesh Official Website.
